I've been getting an inordinate amount of offers for pre-approved credit cards lately - on the order of two or three a
day. My credit score is way up (in the 790s) and obviously this has all the major (and minor) credit card companies courting me with ridiculous offers. I can't stand to have another credit card though because I already have nine and that's way too many as is.
Anyway,
USAA (props to them for this) sent me a prescreened offer and on the form was a box containing the following text:
You can choose to stop receiving "prescreened" offers of credit from USAA and other companies by calling toll free (888) 567-8688.
I called them and it seems like most credit reporting agencies sell names to credit and insurance companies. The number is the link to the opt-out/opt-in program. Finally I can stop getting so many offers in the mail.
That number again:
(888) 567-8688